Pocket Subdivisions Vs. Condos

Pocket Subdivisions Vs. Condos

What you need to know before investing your savings

Finding a spot in a prime location has become an expensive living option. The continuous rise in property prices has made condominiums the default economical choice when it comes to city living. But is it really the best choice?

In this article, we’re making a comparison between condos and pocket subdivisions. Pocket neighborhoods have been around for a while but have only gained more attention recently. Property developers have become more creative when building them due to the next generation of smart consumers.

If you’re not familiar with these pocket subdivisions yet, here’s a guide to help you decide if it’s the best option for you. Read along to find out more!

Value for your money

Price plays a big role when it comes to buying property. However, you shouldn’t confuse it with value. Let’s see what you get with 5 Million on a mid-range condo and one of our pocket subdivisions in the same location. Let’s take a look!

Item Condo in SRP Surkalzada Suites
Price Php 5.8 Million Php 5.67 Million
Floor Area 31 Square Meters 120 Square Meters
Price per Square Meter Php 187,096 Php 47,250
Bedrooms 2 4
Bathrooms 1 3
Floors 1 2
Garage None Fits 2 cars

When looking into it closer, you begin to understand how important the price per square meter is when buying a property. Keep it in mind when making a decision



This detail is often misunderstood by some buyers. You have to realize that when you buy a condo unit, you are buying an area in the building and do not own the land where it stands.
On the other hand, pocket subdivisions give you ownership over the house and lot. This means you have more freedom on how you use it in the future.


Living Expenses

Congratulations! You now own a piece of property in the city. Now what? This is where you have to allocate for your other expenses aside from your mortgage and utilities. One frequently overlooked item is the association fee.
Larger communities like condominiums require a much higher amount for association dues. Property management and maintenance of amenities are the culprits. In addition, the size of your property directly affects how much you pay. The larger your unit, the larger your fees.
In the case of pocket subdivisions, the homeowners have better control over how much to contribute because of the small community. Property management is usually controlled by the homeowners and there is lesser upkeep when it comes to shared spaces.



Condos have larger shared spaces in the form of common areas. However, if you require more privacy, This setup might not be the best for you. Another thing worth mentioning is that condos have more shared walls versus the typical house. It’s more likely that you share a wall with a neighbor and that your floor may be someone else’s ceiling.
Privacy is better in pocket neighborhoods. There may still be shared walls, but there are also bigger living spaces that contain noise better. There’s no need to worry about people living above or below your residence.


Value Over Time

By law, condominiums are allowed to exist for only 50 years. Read more about Republic Act 4726, also known as “The Condominium Act”, to find out more. In summary, condominiums are treated as corporations and they cannot exist for more than 50 years. Aside from that, 50 years for a building comes with a lot of wear-and-tear and socio-political climates that can affect its value over time. You have to realize that when the units are “turned over” to the homeowners, the developers are no longer responsible for the property.
This is where owning a lot becomes an advantage. When you own the lot where your property stands, you the control on how to use it. When wear-and-tear occurs, you can choose to either repair or rebuild. This flexibility makes it a great gift for the next kin.



Some buy property for the investment potential. Earlier, we’ve covered factors that can affect how it plays out for you if you decide to resell your condo or pocket subdivision unit. Let’s paint a scenario for those who plan to rent out their properties.
The market today puts renters at an advantage when it comes to finding cheap condos to rent. On average, 30% of the condo units in a building are for rent giving the renters a lot of choices in their preferred location. For the owners, this means that there’s a lot of competition in a given area. Controlling the rent prices becomes a challenge and you would have to let the market decide on what’s acceptable.
This is not the case for pocket neighborhoods. The owners have better control over their prices due to lesser competition. And with the space available, they can easily decide whether to rent out the whole place or the individual rooms.

We hope you learned something from our article. Be a good friend and share it with someone who needs more information about buying a property in the city!

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